Misdemeanor Speeding Tickets in Illinois

Misdemeanor Speeding in the State of Illinois A traffic citation that all drivers know about is speeding.  However, what most drivers don’t know is that in the state of Illinois speeding can be either a petty or a misdemeanor offense.  While a petty offense may not require a court appearance, a misdemeanor offense does. In Illinois the…

Social Security Exempt in Bankruptcy

Many people looking at filing bankruptcy often have social security as a source of income and are scared to lose it.  While creditors like to scare people into thinking they will lose all their money if they don’t pay back a debt, social security is in fact exempt from almost all creditors, with the federal government…

The Expensive American Health Care System

Expensive health care costs are well known by any American who has had a doctor’s appointment or visited a hospital for services.  But why are the services rendered at a doctor’s office or hospital so expensive?  How much markup do doctors and hospitals place on health care products and pharmaceutical drugs?  And why do Americans…

“Social Host” Laws Gaining Traction in More States

Underage drinking laws have been around for ages to help states combat teenagers drinking before they become 21.  Now some states are adding another tool to their belt to help combat underage drinking.  A number of states, including Rhode Island and Massachusetts, have recently added laws called “social host” laws that allow states to impose…

Cell Phone Talking and Texting Laws in Illinois

Illinois recently passed new cell phone talking and texting laws.  There is some confusion surrounding the recently passed cell phone texting and talking laws in Illinois.  Are drivers allowed to talk or text while stopped at a light?  Are hands free devices required to talk while driving? The Illinois texting law prohibits a person from…

Teens Driving with Friends Increases the Chance of an Accident

Most people already know that teen drivers are the most dangerous drivers on the road and the most likely to be involved in an accident.  Statistics show that teens are nearly four times more likely to be in an accident than older drivers.  While such factors as inexperience, rash decision-making and immaturity are reasons that…

More Women Drivers on US Roads Than Men

A recent study by the University of Michigan’s Transportation Research Institute, UMTRI, showed that the number of women with driver’s licenses have surpassed the number of men with driver’s licenses.  The study also showed that the current gap might continue to increase.  Over the last 15 years, the time period in which the survey was…

School is Back in Session: School Zone Laws and School Bus Laws

School recently started up for children across the nation and along with the start of the school year comes the sight of school buses on the roads and children coming and going from school.  Illinois drivers need to be on the alert for school zones, school buses and the laws that accompany them.  So, what…

What to Do if You Are in an Auto Accident

While traffic accidents are not what people dream of getting into, unfortunately they still occur.  Because accidents happen to drivers of all ages and experience levels, it is important for all motor vehicle operators to know what to do in case they are involved in an accident.  Below are some steps a driver should take…